PRIVACY

Privacy Statement

For each visitor to our Web pages, our Web server automatically recognizes the consumer’s domain name and e-mail address. We collect the e-mail addresses of those who communicate with us via e-mail. We also collect information on what pages consumers access or visit and information volunteered by the consumer, such as application and survey information.

The information we collect is used to:

• Improve the content of our Website for your future visits.
  
• Customize the content and/or layout of our pages for each individual consumer.
  
• Notify consumers about updates to our Website (if you have asked to be notified of updates or new releases).
  
• Notify consumers of new products.

Volunteered information is not sold or transferred to other parties.

Links
This Website may from time to time carry third party advertisers and provide links to third party websites. North Texas Bank is not responsible for the actions of those parties. You should review their privacy policies to learn more about what, why and how they collect and use personally identifiable information.

Notice of Your Financial Privacy Rights

We, our, and us, when used in this notice, mean North Texas Bank, N.A.

This is our privacy notice for our customers. When we use the words you and your we mean the following types of customers:

• Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
  • Deposit account
  • Loan account
  • Safe deposit box
  • All IRA accounts for which we act as custodian

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We must first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as a nonaffiliated third party, or simply, an “other party.”
 

THE INFORMATION WE COLLECT
We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with our affiliates
• Information about your transactions with other parties
• Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted by law.

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